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Student-loan borrowers will have until the end of next year to apply for Biden's one-time debt

According to an FAQ on, the application is set to become live in early October and borrowers will have until December 31, 2023, to apply for relief. The Education Department recommends that borrowers apply before November 15 this year because it will take four to six weeks for the relief to hit borrowers' accounts. Getting a form in before that date will ensure borrowers have an updated balance before payments resume on January 1.

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